Answer: Unfortunately, based on your description and without knowing what type of tree it is, I am unable to make a guess as to whether there is a problem with your tree or not. Some trees have a naturally peeling or exfoliating bark which can even in some cases be considered a decorative feature, so there may be nothing wrong at all and this could be normal. The defoliation could also have been a normal reaction to hot dry summer weather and/or the onset of fall. On the other hand, the bark coming off could be a very serious problem and the bloom you see now could be the last gasp effort of a tree in trouble. I would suggest you consult with your county extension (565-5537) to find out if this is normal for your tree or not.
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