Answer: What you describe sounds like mealy bugs. These pests attach themselves to the undersides of leaves and congregate along the stems of plants. They are difficult to control with pesticide sprays because they protect themselves a with waxy, cottony substance. I've had success in controlling these pests by dabbing each one with a cotton swab dipped in rubbing alcohol. The alcohol penetrates their protective cottony covering and dries the pests out. It is painstaking if there are many, many, pests, and repeat treatments may be necessary to kill off all the generations, but it can be done. Keep at it and you will eventually rid your money plant of mealy bugs.
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