Thanks, Al.
In our climates, as you indicate: I hear about people complaining about powdery mildew on their garden (tall) phlox. Our garden is relatively small but contains dozens of garden phlox and there's a very minimal amount of powdery mildew. Besides maintaining healthy plants (and also using mildew-resistant cultivars), the solution is removing any powdery mildew that might appear towards the end of the phlox blooming. It's also key, as said above, to not leave any infected parts on the soil surface to overwinter.
I heard, at a lecture by a British gardener, that a version goes that the Victorians transferred their successes with public sanitation and private cleanliness to their garden; hence their supposed preoccupation with "garden hygiene". I agree strongly with the above comments; namely, that things can also go too far in the opposite direction, especially in the smaller areas within which most of us garden.