Its usually a fungus...
https://www.countrywidefarmers...
Here in the deep south, with heat and humidity, we have 80 or 90 percent of plant diseases....
Probably the best thing would be to get the specific problem identified, and then plant something resistant.
Of course...
There are also insects that cause similar appearance, like cinch bugs and Japanese beetles... And nematodes.
Kinda difficult to diagnose from a photo.
Here in the states, we'd take a sample to the extension office.
Not sure about your country.