The key in the Flora of the Great Plains differentiates them this way:
3. Leaves best developed on lower half of the stem; naked peduncles prominent = C. lanceolata
3. Leaves well developed along the stem; peduncles less than 1/2 as long as leafy portion of stem = C. grandiflora
The key in Steyermark's Flora of Missouri says this:
4. Leaves confined to 1-3(-5) nodes mostly in the lower 1/2 of the plant = C. lanceolata
4. Leaves at (5) 6-12 nodes usually 2/3 or more of the length of the stems = C. grandiflora
Translated into English, they are both saying that the two species are difficult to tell apart with any certainty, but if there are relatively few leaves and they are confined to the lower part of the plant, it's probably Coreopsis lanceolata. If there are at least a half dozen leaves and they go most of the way up the flowering stem, it's probably Coreopsis grandiflora.
Based on the length of the peduncle (flowering stem) in your third picture, I'm guessing your plant is Coreopsis lanceolata. But, that's just a guess without being able to see the whole plant.