Thanks, everyone!
Natty, I'm not saying it DOESN"T make apples - I'm saying I've not seen any on it yet. Not quite the same thing.
Of course, my other apple tree has gifted me with one apple a year ever since it's 2nd or 3rd year in my yard, so maybe this one really doesn't make apples.
She's a purty tree... that's what matters most to me.