Hi Michael and welcome to garden.org Is this the tree you have?
Black Locust (Robinia pseudoacacia Twisty Babyโข)
The entry above says it's supposed to stay smaller - are you feeding and watering it and being "too nice" to it?
Maybe it's got its roots into the septic field or something?
The right time to cut it back would be in the fall. If you can post pictures of your tree from various angles after the leaves have fallen so we can see the structure, we can advise you how to cut it so it doesn't get to be an ugly shape. Keep in mind "thinning" out bigger branches rather than "lopping" the ends of the branches. Just cutting it back by lopping will cause it to grow in all directions and be too bushy and ungraceful next spring.