Hi crazygardener. If we have another fall and winter like we had last year, you can definitely plant in November. I think you could count the hard freezes we had on one hand. Well, perhaps a few more than that. However, that can't be counted on this fall and winter as they say our winter will be colder this year. I would definitely try to get them in by the end of October. You can generally plant as long as you can dig the soil here, but I don't always trust that depending on the types of shrubs and perennials you are going to plant. Definitely mulch.