I look at my cell phone as a handy camera that answers phone calls, since I use the camera more than the phone. It's also a computer you can carry in your pocket, and Ken . . . you're busted here! We all know you're pretty addicted to your computer!
I got a bouncy rubber case for my cell phone, and that saved it from several drops. My last one lasted me nearly 4 years until I took it into the cell phone store and the guy told me 'we don't support that model any more'.