I was afraid that was the answer. I saw that in a couple of places online.
I was sort of hoping someone had a workaround. Something like soaking in balsamic vinegar, plant in a mixture of coconut coire and composted wolfsbane blooms, sprinkle with holy water, or something to get them to germinate quicker.
I should have done 6 or 8 weeks in the mini-fridge, 6 or 8 weeks in the heated "tropical room", and another 6 or 8 weeks in the mini-fridge after I harvested the seeds. I'd be almost ready to set them out now for final germination if I tried that.
Now I've already wasted one winter cycle when I could have had them outside in a pot