Hi Haley,
I agree that your "Palm" is not actually a palm tree but rather
Dragon Tree (Dracaena reflexa var. angustifolia) which is a common houseplant that has the growth appearance of a palm. I have one planted in the ground in my garden and a couple in containers.
I agree with Daisy about those pests on your plant; if those white specks don't move or fly (white flies) and look like little cotton blobs, they are mealybugs. When I don't have insecticidal soap handy, I use cotton swabs (Q-tips) dipped in common rubbing alcohol (Isopropyl Alcohol) to get rid of minor infestations. Just dip the cotton swab in the alcohol and wipe the white blobs off the leaves, stems, etc.
Here's an article from our Learning Library with a list of houseplant pests; if you scroll down the page it talks about mealybugs:
https://garden.org/learn/artic...