Not nearly as much as zone 3 folks do!!
Toledo has a great local Rose society. They have several rosarians who can give you specific answers for your zone so you don't go to extra work.
Their website lists the contact info of the rosarians.
http://toledorosesociety.org/c...
Don't be afraid to contact them, because one of their main goals is to educate gardeners about growing roses! Then come back here and let us know what they said!
My mother grows roses in your zone, but I think her zone 5 in Kansas City is different from zone 5 in Toledo. I don't want to mislead you in case her unmulched, unprotected roses are an exception.
