Well, out here our worse case scenario on average is probably semi-severe hail. Haha the weather by you makes ours look like a walk in the park. 2 or 3 years ago we did have a mini hurricane though.
Regular winter conditions just involve mainly rain, some hail, and low temperatures of 25 degrees (lowest, and it usually is only that cold in the morning). February (and sometimes March) is/are the month(s) that get(s) just plain cold. Raining usually starts in late—sometimes early—November.