I know, it really hasn't been all that cold yet. But mine did SO much better last year when I finally broke down and started protecting them from the cold, now I'm committed to being a 'helicopter parent'.
Besides I have veggies that need to not get cold enough to stop blooming - I am harvesting tomatoes every day and peppers a few per week, which is really wonderful. If I let them get too chilled, they stop blooming for a month or two. I have a big 'tent' that I unroll to cover them, and a bunch of my other tender divas go under there as well. So I've been programmed to protect for ages.
I do have my "cold lovers" out there in the garden where they are suffering the cold as much as possible, and not getting watered either.