I agree
It'll be coming off the dishwasher and microwave next time around ..
The fridge and freezer , washer/dryer and stove are still relatively new, may give them one more year ..
Ya know, you feel secure with insurance, but, if, let' say and gawd forbid, the fridge stopped working .. I would lose food because there is ALWAYS a wait time .. they don't do 'triage' at the repair shop ..
~M~