with you, Daisy. Better a bit late than too soon on the fertilizer. The baby plants will tell you when they need some, by the color of the leaves.
I also water from the bottom now, bought some seed starting kits from Burpee that have a dandy wicking 'mat' and they work like a charm. But I don't think our original poster is quite to the point of wanting to try that yet. They're not cheap.
I've never had problems with damping off, that I know of, so I don't use the fungicide or anything.