Thank you for the acorn gift, Jacques. The star Ursula referred to is in the lower right hand corner of the body of the post, next to the "acorn" and "thumbs-up" icons.
Believe me, Jacques, no question is dumb. I have probably asked some sort of question a hundred times over the last five years on ATP. That's the way we all learn. If you have a question about something, believe me, others will have that same question on their mind. Answers (hopefully correct) help many folks.