Hi Teresa! Welcome to our Iris forums!!
Hafts are actually the shoulders of the fall petals. Sometimes the color of the hafts extends to the area around the beard -- but oftentimes it does not.
The *correct definition of a luminata* -- well a luminata Iris is one that appears to glow from within. So -- yes, the style arms and hafts are either white or yellow -- but in order to glow from within, the rest of the flower must necessarily be another color -- generally, a darker saturated color. Here are a couple of examples:
Montmartre -- maroon with yellow:
Fancy Woman -- violet with cream:
Inside Job -- blue with white:
These are a few luminatas that I grow in my gardens. Does this help?