Judy. It sounds like that's a huge bunch of stuff..bittersweet. And, it sounds like you got the right attitude. Helpful siblings and spouse helps. The important thing to remember is that YOU are not in the home stretch at 52 and so take a bit of time for yourself. The best thing I did was to get a financial advisor who helped me put some things in place and more importantly in perspective and helped me to understand that in my retirement although not worry free...I would not be sharing the turkey can with the dog.