I don't know if any of you have thought of this, but power outages used to be the norm up here in the mountains. There are no appliance repairmen up here and even with surge protectors at each appliance ... which should be replaced after a few outages ... a good hit can take them out ... you can lose appliances and any other electrical equipment.
The best insurance is to install a whole house surge protector which does not require replacement. For me, it cost about $200.00 which is less than any of the appliances it protects.
Since getting new appliances up here is impossible and cost includes travel time for delivery and hook-up as well as disposal for the old appliance, it's worth the cost.
The whole house surge protector is installed at the electrical box. To me, it was very much worth the investment.
Just a thought.