Karen, I have CTS in both hands. Surgery on the right in 1999. Biggest problem was brushing my teeth left-handed for two weeks.
Surgical techniques have improved a LOT since then, so here's hoping yours just breezes through.
Juli, I live in a warm zone, but leave most everything until late winter/early spring. My reseeding issue is from the Cedar Elm and I won't see those until spring, anyway. Because we are so comparatively warm, like Cinda said, it is better for me to not cut down most of what I have. We could be above freezing all the way into January, then suddenly drop to 25 with ice. Not good for the stuff that thought it should be greening up and growing again because I sheared it down.
From the reply variations, guess the decision is based on what you feel like doing now and what you think you can do later. Do you live in an area where the city provides mulch? Many solid waste departments here will shred trees and give the mulch away or charge a nominal rate for pickup truck loads. I have arrangements with some of the college kids working for me to help out at the house. So they will go get it and spread the mulch for me fer cheap. Do you have volunteer or boy scout troops or something close by where there is a need to earn service hours? Can you barter tutoring or something for the mulch and labor? Forgive me if you have already explored these ideas, I just like sharing what I've stumbled across that helps down here.