Thanks, Ann.
I think I'd be more worried about it being too damp rather than too cold, I guess. Just a general lack of light and airflow. Although I'm far north of you, I'm only half a zone cooler (8a here) because of the marine influence, and that spot is very protected.
I still have a while to figure it all out, since the council still hasn't taken up the bill to vote. It's been on their desk since spring.