I've seen tree frogs around here before but never a tree toad. Tree frogs are green and much slimmer.
Here is a picture of our normal ground toads. We love them because they eat lots of bugs - especially mosquitoes. They get so fat! Strange, another picture of one in the semps.
I've put toad houses out but have never seen a toad use any of them.
Edited to add that this picture is about years old.