We stopped getting truck loads of mulch a few years ago. I find bags a lot easier to work with. I only buy a few bags at a time so that I don't have a mountain of mulch blocking my driveway for days. I don't own a wheelbarrow. I have no place to store one. And conveniently, our next door neighbors are our best friends and the guy is a home builder who happens to have 3 wheelbarrows stored under his deck. When I need a wheelbarrow I just go take one! And he doesn't mind if I keep it for a few days or even weeks.
My garden "cart" is a kid's plastic sled. It hangs on the wall in the garage and takes up no room. I can load on compost or a bag of mulch or whatever and pull the rope to haul things around my yard. I love it. It's much lighter and easier for me than a wheelbarrow. I can only move smaller loads myself anyway so it meets my needs.
Don't laugh at me until you try it
Karen