Twenty-seven????!!!!???? OMG Tom -- how do you have time for anything but horse-chores?
Yeah -- it seems like every one of those lease-purchase agreements end up badly. I have learned that if they don't pay cash for the merchandise, they don't ever pay for the merchandise. I'm sorry you had to go through that. We leased a mare one time and got her back in terrible condition -- and from a professional trainer/breeder no less -- ya can't trust anyone. Never again.
I'm glad that you have *some* time for other pleasures in life.