LOL, well I'm one of those "schmoe's" who shops at Wal-Mart a lot, sometimes three to four times a week!
I'm not real crafty so I purchase hand made items by talented crafty folks (which I'm not) as well as store bought stuff for making up gift baskets.
Back in 1970 my dear mother in law made a really pretty crazy quilt for her bed and at the same time made me a crazy quilt poncho/cape thingy. It was quite colorful and very pretty ... wish I still had it.