@ Seedfork Thank you Larry. I seem to have forgotten that in my equation.
Last year, my first year, I think I got everything mixed up. I dried them, stored in fridge for a month (I thought this was required), then cold moist stratified for a month, then took out and expected sprouting right away. I had read some here have seed sprout in the fridge during cold moist stratification, so I kept checking them. Mine did not. After a few days out of the fridge I got inpatient and planted in soil. I would say within a week I then had sprouts and most did sprout over the next two weeks with some stragglers.
So it seemed like a long process. (About mid September to around Thanksgiving too see sprouts). Frustrating because I wanted to get them growing as soon as possible so I had the best chance to see first year blooms here in the North. (Starting indoors). I have since realized that drying and putting in the fridge is just for seed storage. It is not needed prior to starting cold moist stratification. So yeah I ended up doubling the time for the seed starting process.
So I'm learning and still figuring things out. I appreciate everyone on this forum for their willingness to share their knowledge. It has been a tremendous help.