Welcome Roses and Andi and any other new faces I haven't greeted yet. I'll pop in and out here, but since I'm still working full time at age 66, soon to be 67, time is limited indeed. Zu, I know you're in the same boat with me. We sure messed up somewhere back there, didn't we, to still be working when almost everybody else our age is retired? Well, my SEP IRA tanked after 911 and my investment "adviser" didn't do a thing until I called him and told him to stop the bleeding! That was my last foray into the stock market, which I'd done well in up to that point, but I'm not alone in losing my hide during those times. Ah, well.
Zu, CR, Sue, Melva, Evey, yep, I'd have to say we have a fine group here to lead us newbie rosarians farther down the garden path!