Neal!! I just discovered this article. I am not much of a reader,thats my excuse.
Your garden plan and timing are similar to mine, unemployment too altho I am retired and living with my children.
I also started in '07, not as much acarage as you have, but the cottage garden is the way to go if you need to put plants in fast.
Your gardens are just beautiful. I especially love the Fata Morganas with poppies and the Foxtails and the little red flowers(look like Geum).
The ambling nature of the gardens makes them viewable drom many directions.
Thanks for the article.