Name: Mother Raphaela Holy Myrrhbearers Monastery NY (Zone 4b)
The sempervivophilia site is for the most part way too technical for me, except for his section "Problems," where he pretty much nails those buggers on the head...
Martha Stewart's step by step instructions on propagating succulents like sempervivum seem much more useful: She would have made a great 4-H leader!