Cherie,
I started saving with Parks Christmas Club so all was paid for by the end of August, as Peter is a minx for looking around, I leave his present to the last minute, I know you will think me daft, but I have bought present from the cats to Peter.
Next week my Christmas order will go in to our local butcher (6 Generations), you pay bit more for the meat or poultry but you know you are getting good food, they are also a Bakers as well, I used to work there in the Bakery, they also do a Christmas club so have been paying into that as well, will top it up over the next two weeks, then I know Christmas will be all paid for.
Love Muriel
