Everybody!
Well, it would most likely be dollar spot and every cure seems to recommend chemicals. That being the case, plus the need for water and fertilizer for nice looking turf, I am giving up on growing grass! I think I'll pick a nice clover for ground cover next year. For this year, I'll just let pests have their way with it. Clover is green, soft underfoot, provides it's own nitrogen and bees love the blossoms. I live in an area with a number of major waterways so I will not add any kind of chemicals for the sake of grass. When I have a little money to spend I'll do paving stone walks and raised gardens in the back. Grass is just to fussy and crabby for me to spend an other year trying to keep it looking nice.
Flowers never give me any trouble!