Do not use the default windows photo program. Awful. You can do so much better. Irfanview 4.5.2 was just announced. The most popular free photo program in the world. For a reason. It is user friendly. One feature is add text. You can draw a rectangle anywhere in the frame. Then insert text. Gives you way more options than you will ever need. Font, color, size. Title your pictures. Date them. Put mouth bubbles next to your kids heads. And you will probably not need help figuring out to do it. Gene