Diana, here's an article on funnel spiders. They're not dangerous to humans.
http://bugguide.net/node/view/...
An interesting factiod my son learned in biology is that the most toxic spider's venom is the Daddy Long-Legs, but they only have a tiny bit of it.
We have lots of black widows, but I believe in peaceful coexistence unless they get agressive. We had one in our pump box that for a long time scurried whenever I opened the lid, but the first time she stood up on her hind legs and looked me in the eyes, it was time for the Raid. If they don't run when they see me, they're toast. They're not nearly as dangerous as brown recluse. If you ever see them before they bite (which most people don't) they have a violin pattern on their back.