Jonna, I guess they might as well use it, we tell everyone we spent our children's inheritance when we bought that and the truck.
They have always been responsible. When they first started driving and we were talking with other folks about driving and their kids and insurance, they all said "oh, they get one chance to mess up". I said "ours are on their ONLY chance...........they mess up and they are toast. They will be paying their own insurance." As long as they lived at home and helped on the farm, they got their insurance paid for and their gas for their vehicles. They all knew they had a good deal and no way in hell they were going to jeapordize that cash cow.